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CreditEntrepreneurshipIndustryInsurance and Risk ManagementPersonal Finance and Budgeting
9 publications were found on Personal-Finance-and-Budgeting
  • Before You Invest (C 1110) Saving and investing are critical steps to achieving your financial goals. Although these terms are often used interchangeably, they are quite different. Understanding the differences between saving and investing is the first step toward reaching your financial goals.
  • Do You Plan to Retire? Series: Key Issues to Consider (C 1112-1) Retirement is a time to relax and enjoy life. Unfortunately, not all of us will be assured a plush retirement home, lots of free time, and world travel. This publication includes some important things you should know about planning for retirement.
  • Do You Plan to Retire? Series: Ways to Save for Retirement (C 1112-2) Retirement is just around the corner, and it is important to begin planning and saving for retirement as soon as possible. In order to maximize your savings, it is important to understand the various types of tax-advantaged retirement plans available individually and offered by employers.
  • Spanish Series: La Vivienda: Su Mayor Prioridad: Cuando Disminuyen sus Ingresos (C 1041-6-SP) Cuando sus ingresos disminuyen o no alcanzan a cubrir sus gastos como antes, la planificación cuidadosa puede ayudarle a evitar el desalojo de su unidad de alquiler o la pérdida de su hogar.
  • Spanish Series: Planificar Sus Gastos: Cuando Su Dinero Disminuye (C 1041-3-SP) Cuando sus ingresos disminuyen, desarrollar un presupuesto no es una opción, es una necesidad. Aunque el proceso de desarrollar su primer presupuesto familiar puede ser incómodo, no es un castigo. Es una herramienta esencial para poder seguir adelante y para seguir progresando. El primer paso es hacer una lista de sus obligaciones financieras, junto con el mejor estimado de sus gastos mensuales y …
  • Spanish Series: Seguir Adelante: Cuando sus Ingresos Disminuyen (C 1041-1-SP) Sobrevivir a la economía puede ser un desafío y mucho más cuando no hay dinero. En esta publicación le presentamos y explicamos las claves para sobrevivir a la economía: piense de manera positiva, examine las posibilidades, y establezca un plan.
  • Spanish Series: Utilice los Recursos Comunitarios: Cuando sus Ingresos Disminuyen (C 1041-5-SP) Los recursos comunitarios pueden ser esenciales para sobrevivir periodos difíciles. Cada una de las comunidades donde vive, trabaja, se divierte, o practica sus creencias religiosas, puede ser una fuente de apoyo.
  • Using Cotton Byproducts in Beef Cattle Diets (B 1311) Cotton byproducts offer a variety of feed ingredients that can lower the cost of beef cattle production. Cottonseed meal and whole cottonseed can be used in rations for any class of cattle. Gin trash and cottonseed hulls are low-energy feedstuffs that are used as a roughage source in high energy diets or as a partial energy replacement in mature cow diets. Cotton stalk residue can maintain a dry p…
  • When Your Income Drops Series: Moving Forward (C 1041-1) Experiencing a loss of income can be devastating. Getting by with less may seem like an impossible task. Learn how to move forward by implementing the keys to success: thinking positive, considering the possibilities, and mapping out your plan.