Publications By Michael Rupured
- COVID-19 and Student Loans (TP 111) Under the Coronavirus Aid, Relief, and Economic Security (CARES) Act, federal student loan payments are suspended through September 30, 2020. Payments will not be due and interest will not accrue duri…
- COVID-19 Scams (TP 110) Scammers are taking advantage of the COVID-19 pandemic to lure consumers into fraudulent transactions. The U.S. Department of Justice recommends that Americans take the precautionary measures included…
- Get Smart About Identity Theft (B 1435) Your personal identity cannot be taken from you, but your identifying information—your Social Security number and other details about you—certainly can be. If your identifying data is used without you…
- How to Get Out of Debt (C 1045) Learn about types of credit, how to assess your situation if you are in debt, and how to make power payments to get out of debt fast. Getting out of debt helps financial security and planning for the …
- How You Spend Makes a Difference (C 1044) The average family can increase the money available for spending by as much as 20 percent just by paying more attention to where their money goes. Learn tips on how to determine where your money goes …
- Making Ends Meet During COVID-19 (TP 115) Unprecedented financial challenges are impacting our nation, communities, and households. In addition to the information provided in the "When Your Income Drops" publication series, this publication w…
- Starting Your Own Business: Community Resources (C 1046) Starting a new business is an exciting and scary time. Georgia's business sector has an abundance of entrepreneurial spirit, but getting started can be overwhelming. Fortunately, there are several com…
- Time Management: 10 Strategies for Better Time Management (C 1042) Learn 10 strategies for better time management, including knowing how to spend your time, setting priorities, using planning tools, getting organized, scheduling, delegating, and avoiding procrastinat…
- When Your Income Drops Series: Housing: Your Top Priority (C 1041-6) Keeping a roof over your head is an important concern when your income drops or doesn't go as far as it used to. Careful planning can help you avoid eviction from your rental unit or the loss of your …
- When Your Income Drops Series: Insurance Matters (C 1041-4) When times are hard, it is tempting to drop your insurance coverage. This may be OK for some coverage, but not for others. You do not want to put yourself in a worse financial situation than you are a…
- When Your Income Drops Series: Moving Forward (C 1041-1) Experiencing a loss of income can be devastating. Getting by with less may seem like an impossible task. Learn how to move forward by implementing the keys to success: thinking positive, considering t…
- When Your Income Drops Series: Planning your Spending (C 1041-3) When your income drops, developing a realistic family spending plan is not optional—it is necessary. Learn how to reduce spending and pay debt so you can make sure essential costs can be covered.
- When Your Income Drops Series: What About Your Assets? (C 1041-2) Now that you are living on less, it is tempting to cash in your assets to pay the bills and make ends meet. Start thinking about the types of assets you have and the long-term implications of cashing …
- Your Good Credit Series: Managing Credit Wisely (C 1043-3) Carefully shopping for credit and avoiding credit dangers offer the best defense against credit problems. This publication covers credit dangers, the credit pyramid, and how to ensure you maintain goo…
- Your Good Credit Series: Understanding Your Credit Report (C 1043-1) Learn what makes someone credit worthy and the importance of a credit report. This publication covers how to obtain a credit report and how to understand what it contains.
- Your Good Credit Series: Understanding Your Credit Score (C 1043-2) Learn what a credit score is and why it is important. This publication covers what is considered and average credit score and what factors influence your score.
Michael Rupured
Extension Family Financial Management Specialist