Publications By Joan Koonce
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Before You Invest (C 1110) Saving and investing are critical steps to achieving your financial goals. Although these terms are often used interchangeably, they are quite different. Understanding the differences between saving a…
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Do You Plan to Retire? Series: Key Issues to Consider (C 1112-1) Retirement is a time to relax and enjoy life. Unfortunately, not all of us will be assured a plush retirement home, lots of free time, and world travel. This publication includes some important things…
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Do You Plan to Retire? Series: Ways to Save for Retirement (C 1112-2) Retirement is just around the corner, and it is important to begin planning and saving for retirement as soon as possible. In order to maximize your savings, it is important to understand the various …
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Health Insurance: What You Should Know About Preventive Health Care (C 1120) This circular provides a brief overview of health insurance and common terms associated with health insurance. The publication focuses on preventive health care, specifically common preventive health …
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Insurance: Necessity or Nuisance? (C 1111) If you need a particular type of insurance, it is better to have it even if you never use it. The hard part is knowing the difference between insurance you need and insurance you are better off withou…
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When Your Income Drops Series: Insurance Matters (C 1041-4) When times are hard, it is tempting to drop your insurance coverage. This may be OK for some coverage, but not for others. You do not want to put yourself in a worse financial situation than you are a…
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You've Got the Power Series: Financial Power of Attorney (C 1113-3) A power of attorney is a legal document that allows another person to act on your behalf. The individual who gives the power is called the principal, and the designated person who is given the power i…
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You've Got the Power Series: Living Will and Health Care Power of Attorney (C 1113-2) Your health could change at any time. In addition, your medical condition may prevent you from making decisions regarding your health care treatment. The good news is that there are legal documents th…
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You've Got the Power Series: Where There's a Will, There's a Way (C 1113-1) A will is a legal document that is written by you (the testator or will-maker) that dictates how your property and assets will be distributed upon your death. A will also directs any estate taxes that…
Joan Koonce
Professor & Financial Planning Specialist