When people become educated about financial management, they become empowered to live a better life. UGA Extension's basic financial capability programs are designed to help consumers plan their spending to meet their needs, wants and goals today and in the future.

UGA Extension also offers programs to help consumers improve credit scores, get out of debt and rebuild credit after bankruptcy. Preventive education helps consumers use credit wisely and avoid problems before they start.

We provide resources to help people understand wealth accumulation, protection, and distribution, including estate planning, insurance and investing.

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Popular Publications
  • Understanding Your Water Bill (C 972) Educating yourself on the basics of your utility’s rates and rate structure, you can determine how your water bill is calculated, double check to make sure you are being charged the correct amount, and make the most cost-effective decisions for reducing your bill through water conservation.
  • Radon Mitigation Dos and Don'ts (C 1065) Radon is the second leading cause of lung cancer in the United States. A radon reduction system (radon mitigation) reduces high levels of indoor radon to acceptable levels. The system most frequently used is a vent pipe system and fan, which pulls radon from beneath the house and vents it to the outside. This publication educated homeowners on what they should do before, during and after a radon mitigation and what they should expect from a radon mitigator. For more information on radon, visit http://www.UGAradon.org or call 1-800-ASK-UGA1.
  • How to Get Out of Debt (C 1045) Learn about types of credit, how to assess your situation if you are in debt, and how to make power payments to get out of debt fast. Getting out of debt helps financial security and planning for the future.
  • Starting Your Own Business: Community Resources (C 1046) Starting a new business is an exciting and scary time. Georgia’s business sector has an abundance of entrepreneurial spirit, but getting started can be overwhelming. Fortunately, there are several community resources to assist small business owners. Learn how to get help with creating a business plan, making it legal and financing your business.
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UGA-affiliated sites

Finances: Capability, Credit, and Planning Family and Consumer Sciences' Extension information related to finances.

Impact Statements: Financial Planning Descriptions of Extension efforts to improve knowledge and practices related to financial planning.

UGA College of Family and Consumer Sciences Learn more about the College of Family and Consumer Sciences at the University of Georgia. 

External sites

Georgia Governor's Office of Consumer Affairs Information and advocacy for Georgia residents.

Consumer Financial Protection Bureau Governmental site that makes consumer complaint stories public.

We're Here To Help Contact your local UGA Extension office to find out how our team of county agents can assist you.
Set County Preference
  • Mobile Market Season UGA Extension offices in Clayton and DeKalb counties offer mobile markets to provide produce with a side of public health. Published: 06/01/17
  • Tax Refund Use tax windfall to pay bills, increase savings or start a retirement fund. Published: 04/11/17
  • Bright Forecast New national farm bill that will guide our agricultural policy for the next five years Published: 01/26/17
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